Payment & Financing

At Elora, we offer secure and flexible payment options to make your purchase simple and convenient. From major credit cards to flexible financing plans, you can choose the payment method that works best for you.

1. What payment methods do you accept?

Elora accepts major credit and debit cards, including Visa, Mastercard, and American Express, as well as PayPal.

Flexible payment and financing options may also be available through PayPal Pay Later, Klarna, Afterpay, and Affirm.

Available payment methods may vary depending on your location, order value, and eligibility. The payment options available for your order will be displayed at checkout.

2. What financing options are available?

We offer flexible financing options through PayPal Pay Later, Klarna, Afterpay, and Affirm. Depending on your location, purchase amount, and eligibility, you may be able to split your purchase into interest-free installments or choose longer-term monthly payments.

PayPal Pay Later
PayPal Pay Later offers Pay in 4 and Pay Monthly options for eligible purchases. Pay in 4 allows you to split your purchase into four interest-free payments, with the first payment due at checkout and the remaining payments made every two weeks. For qualifying purchases, Pay Monthly may offer fixed monthly payments over 3 to 24 months. Available terms and interest rates are determined by PayPal and shown before you complete your purchase.

Klarna
Klarna offers several flexible ways to pay, including Pay in 4 and longer-term financing. Pay in 4 splits your purchase into four interest-free payments made every two weeks. For eligible purchases, longer-term financing may allow you to spread the cost over 6 to 24 months. Available payment options and terms will be displayed by Klarna at checkout.

Afterpay
Afterpay offers Pay in 4 and, for eligible purchases, monthly payment options. Pay in 4 allows you to split your purchase into four payments over six weeks. For higher-value purchases, monthly plans may be available over 3, 6, 12, or 24 months, depending on the order value and eligibility.

Affirm
Affirm offers Pay in 4 and flexible monthly payment plans for eligible customers. Pay in 4 allows you to split your purchase into four interest-free payments. Depending on your purchase amount and eligibility, longer-term monthly payment options may also be available. Any applicable interest rate and full payment schedule will be shown by Affirm before you confirm your purchase.

Financing plans, payment schedules, interest rates, and approval are determined directly by each payment provider and may vary based on your location, purchase amount, and eligibility.

3. How do I use financing at checkout?

Using a financing option at checkout is simple:

· Add your jewelry to your cart and proceed to checkout.

· Enter your shipping and billing information to view the payment options available for your order.

· Select PayPal Pay Later, Klarna, Afterpay, or Affirm, if available.

· Review your payment plan directly with the selected provider, including the payment schedule and any applicable interest.

· Confirm your payment and complete your purchase.

Approval and available financing terms are determined directly by the selected payment provider. If a financing option is not displayed at checkout, it may not be available based on your location, order value, or eligibility.

4. Can I use financing for a custom order?

Yes. Financing options may be available for custom orders, including both the initial deposit and the remaining balance, depending on the payment methods available to you at checkout.

A 50% deposit is required to secure your selected diamond and begin the custom process. The remaining balance is due once your jewelry is completed and approved. The full balance must be completed within 60 days of the initial deposit, and delivery will be arranged once the final payment has been received.

5. Are financing plans interest-free?

Some financing plans may offer interest-free payments, while others may include interest. Available plans, interest rates, payment schedules, and total payment amounts vary depending on the payment provider and your eligibility.

All applicable payment terms will be displayed by the selected provider before you confirm your purchase. Elora does not determine financing approval, interest rates, or lending terms.